108 Sea Urchin CT Surf City, NC 28445 Active

UPDATED: 03/10/2026 07:51 PM ON MARKET: 37 days on market

$1,500,000

4 Beds4 Baths2,952 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,952 sqft

Price per Sqft $508

Subdivision Island Oaks

MLS Listing ID 100552984

Style Wood Frame

Bedrooms 4

Full Baths 3

Half Baths 1

HOA Fees $300/ann

HOA Y/N Yes

Year Built 2020

Lot Size 7,405 Sqft

Acres 0.17

Lot Dimensions 100'x117'x160'

Property Sub-Type Single Family Residence

Source Hive MLS

Location

State NC

County Pender

Community Island Oaks

Zoning INCORP

Direction Head southeast on NC-210 E/NC-50 S/Roland Ave. At the traffic circle, continue straight onto NC-210/NC-50/Surf City Bridge. Keep right to continue toward S Topsail Dr. Merge onto S Topsail Dr. Continue onto S Shore Dr. Turn right onto Sound Dr. Turn left onto Oak Dr/S Oak Ct. Turn left onto Sea Urchin Ct.

Rooms

Primary Bedroom Level Non Primary Living Area

Interior

Interior Features Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Whirlpool,Whole-Home Generator,Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)

Heating Heat Pump,Electric,Forced Air

Cooling Central Air,Wall/Window Unit(s),Heat Pump

Flooring LVT/LVP,Tile

Fireplaces Type Gas Log

Fireplace Yes

Window Features Storm Window(s)

Appliance Vented Exhaust Fan,Mini Refrigerator,Gas Cooktop,Refrigerator

Laundry Laundry Room

Exterior

Exterior Feature Outdoor Shower,Irrigation System,Storm Doors

Parking Features Off Street,Tandem

Pool Above Ground

Utilities Available Sewer Available,Water Available

Amenities Available Beach Access,Boat Dock,Maintenance Common Areas,Maintenance Roads,Ramp

Waterfront Description None

View ICW,Marsh,Ocean,Sound,Water

Roof Type Architectural Shingle

Accessibility Accessible Hallway(s),Accessible Doors,Accessible Entrance,Accessible Elevator Installed

Porch Open,Covered,Deck,Patio,Porch,Wrap Around,Balcony

Garage Yes

Building

Entry Level Three Or More

Foundation Other,Pilings

Water Public

Structure Type Outdoor Shower,Irrigation System,Storm Doors

New Construction No

Schools

Elementary Schools North Topsail

Middle Schools Topsail

High Schools Topsail

Others

Tax ID 4224-91-1892-0000

Acceptable Financing Cash,Conventional,FHA,VA Loan

Listing Terms Cash,Conventional,FHA,VA Loan

Special Listing Condition Standard

Property Description

Perched high on one of the most elevated homesites on Topsail Island, this luxury Fortified Gold Certified home offers panoramic views and effortless beach access. Built in 2020 and above the flood zone with no flood insurance required, this home delivers unobstructed ocean, treetop, and ICW views in every direction.
Designed with a reverse floor plan to maximize light and views, the interior showcases refined luxury throughout. Features include wide hallways, consistent LVP flooring, solid core doors, custom closet built-ins, impact-rated windows and doors, and elevator access to all floors. The first level offers two spacious bedrooms with covered deck access, a full bath, a quiet office with French doors and natural light from two sides, and generous laundry room with folding station and laundry chute.
The owner's suite level is a private retreat featuring a flex space with closet, an expansive bedroom with covered deck offering ocean and treetop views. The spa-inspired bath includes a jetted tub, large glass shower with bench and river rock accents, towel warmer, smart toilet, and dual walk-in closets.
The top floor delivers a true wow factor with open-concept living with cozy fireplace, dining, and kitchen area with unmatched views stretching from the ocean to ICW. The beautifully appointed kitchen is ideal for entertaining while watching dolphins, pelicans, and boats along the waterway.
Engineered far beyond standard coastal construction, the home includes deeper driven pilings, 2x6 framing with spray foam insulation, a fully encapsulated attic, fiber cement siding, composite decking, vinyl railings, and water spigots on all decks. Outdoor living features a fenced, professionally landscaped yard, outdoor shower, Performance Endless Pool, and a whole-house generator with three large propane tanks for extended power security.
Built to the highest standards with unmatched views, this home stands as one of Topsail Island's premier coastal retreats.